passwords on all accounts and your PC that are difficult
to guess-and don't use the same password for everything.
Don't use passwords that relate to family names,
birthdates, your SSN, addresses or your job.
keep passwords on you, and don't write such information
on debit or ATM cards.
careful what you throw in the trash such as bills,
cancelled checks, account statements, marketing
solicitations and similar documents.
tear up your charge receipts, credit card solicitations,
expired cards, statements, checks and other sensitive
only the identification and bank/credit cards you
your monthly statements promptly and carefully and
immediately report anything that you question, or if the
bill does not arrive on time.
your credit card company immediately if your new card
has not arrived.
and cancel old, unwanted or unused credit cards.
Cutting them up is not enough.
give private information to anyone unless you are
positive who the person is and that there is a
legitimate need for the information.
lend your password to anyone-you will probably be
responsible for anything that results.
your mail. Deposit outgoing mail at the post office
rather than in your mailbox. Promptly remove mail from
absolutely positive of the identity of anyone
telephoning you to request personal information. Be
especially cautious of anyone claiming to be a law
enforcement official. Arrange to call the person back,
using a phone number you can verify in the phone book.
give personal data over the phone, through the mail, or
on the Internet unless you have initiated the contact.
Periodically check your credit report to see if there
are loans or credit cards outstanding that you don't
write down PINs - memorize them and do not use any part
of your social security number, mother's maiden name,
birth date or address.
YOUR social security number. NEVER carry it in your
wallet, or write it on checks.
your social security number only when absolutely
necessary. Ask to use other identifiers.
careful and mindful of who is around you at ATMs and
when using phone cards. "Shoulder surfers" can get your
PIN number and gain access to your account.