Privacy Policy

FACTS	WHAT DOES STATE BANK OF CHERRY DO WITH YOUR PERSONAL INFORMATION?
FACTS Why?	WHAT DOES STATE BANK OF CHERRY DO WITH YOUR PERSONAL INFORMATION? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
FACTS What?	WHAT DOES STATE BANK OF CHERRY DO WITH YOUR PERSONAL INFORMATION? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account balances and payment history Credit history When you are no longer our customer, we continue to share your information as described in this notice.
FACTS How?	WHAT DOES STATE BANK OF CHERRY DO WITH YOUR PERSONAL INFORMATION? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons State Bank of Cherry chooses to share; and whether you can limit this sharing.

FACTS

WHAT DOES STATE BANK OF CHERRY DO WITH YOUR PERSONAL INFORMATION?

FACTS

Why?

WHAT DOES STATE BANK OF CHERRY DO WITH YOUR PERSONAL INFORMATION?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

FACTS

What?

WHAT DOES STATE BANK OF CHERRY DO WITH YOUR PERSONAL INFORMATION?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and income
Account balances and payment history
Credit history

When you are no longer our customer, we continue to share your information as described in this notice.

FACTS

How?

WHAT DOES STATE BANK OF CHERRY DO WITH YOUR PERSONAL INFORMATION?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons State Bank of Cherry chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does State Bank of Cherry share?	Can you limit this sharing?
Reasons we can share your personal information For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Does State Bank of Cherry share? Yes	Can you limit this sharing? No
Reasons we can share your personal information For our marketing purposes— to offer our products and services to you	Does State Bank of Cherry share? No	Can you limit this sharing? We don't share
Reasons we can share your personal information For joint marketing with other financial companies	Does State Bank of Cherry share? No	Can you limit this sharing? We don't share
Reasons we can share your personal information For our affiliates’ everyday business purposes— information about your transactions and experiences	Does State Bank of Cherry share? No	Can you limit this sharing? We don't share
Reasons we can share your personal information For our affiliates’ everyday business purposes— information about your creditworthiness	Does State Bank of Cherry share? No	Can you limit this sharing? We don't share
Reasons we can share your personal information For our affiliates to market to you	Does State Bank of Cherry share? No	Can you limit this sharing? We don't share
Reasons we can share your personal information For nonaffiliates to market to you	Does State Bank of Cherry share? No	Can you limit this sharing? We don't share

Questions?

Call State Bank of Cherry at 815-894-2345 or 800-447-9138 or go to www.statebankofcherry.com
Email: customerservice@statebankofcherry.com
Fax: 815-261-5902

What we do
What we do How does State Bank of Cherry protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
What we do How does State Bank of Cherry collect my personal information?	We collect your personal information, for example, when you Open an account or deposit money Pay your bills or apply for a loan Use your credit or debit card We also collect your personal information from others, such as credit bureaus.
What we do Why can’t I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates’ everyday business purposes—information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

What we do

How does State Bank of Cherry protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

What we do

How does State Bank of Cherry collect my personal information?

We collect your personal information, for example, when you

Open an account or deposit money
Pay your bills or apply for a loan
Use your credit or debit card

We also collect your personal information from others, such as credit bureaus.

What we do

Why can’t I limit all sharing?

Federal law gives you the right to limit only

Sharing for affiliates’ everyday business purposes—information about your creditworthiness
Affiliates from using your information to market to you
Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Definitions Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. *Cherry Bancorporation, Inc.
Definitions Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. *State Bank of Cherry does not share with nonaffiliates so they can market to you
Definitions Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. *State Bank of Cherry doesn’t jointly market.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

*Cherry Bancorporation, Inc.

Definitions

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

*State Bank of Cherry does not share with nonaffiliates so they can market to you

Definitions

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

*State Bank of Cherry doesn’t jointly market.

Other important information
Other important information For Illinois Customers: We will not share personal information with non affiliates either for them to market to you or for joint marketing-without your authorization. State Bank of Cherry also complies with the State of Illinois rules concerning privacy and information security. This disclosure is consistent with the requirements under the State of Illinois.