State Bank of Cherry
Privacy Policy & CRA
| FACTS | WHAT DOES STATE BANK OF CHERRY DO WITH YOUR PERSONAL INFORMATION? |
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FACTS Why? | WHAT DOES STATE BANK OF CHERRY DO WITH YOUR PERSONAL INFORMATION? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
FACTS What? | WHAT DOES STATE BANK OF CHERRY DO WITH YOUR PERSONAL INFORMATION? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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FACTS How? | WHAT DOES STATE BANK OF CHERRY DO WITH YOUR PERSONAL INFORMATION? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons State Bank of Cherry chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does State Bank of Cherry share? | Can you limit this sharing? |
|---|---|---|
Reasons we can share your personal information For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Does State Bank of Cherry share? Yes | Can you limit this sharing? No |
Reasons we can share your personal information For our marketing purposes— to offer our products and services to you | Does State Bank of Cherry share? No | Can you limit this sharing? We don't share |
Reasons we can share your personal information For joint marketing with other financial companies | Does State Bank of Cherry share? No | Can you limit this sharing? We don't share |
Reasons we can share your personal information For our affiliates’ everyday business purposes— information about your transactions and experiences | Does State Bank of Cherry share? No | Can you limit this sharing? We don't share |
Reasons we can share your personal information For our affiliates’ everyday business purposes— information about your creditworthiness | Does State Bank of Cherry share? No | Can you limit this sharing? We don't share |
Reasons we can share your personal information For our affiliates to market to you | Does State Bank of Cherry share? No | Can you limit this sharing? We don't share |
Reasons we can share your personal information For nonaffiliates to market to you | Does State Bank of Cherry share? No | Can you limit this sharing? We don't share |
Questions? | Call State Bank of Cherry at 815-894-2345 or 800-447-9138 or go to www.statebankofcherry.com Email: customerservice@statebankofcherry.com Fax: 815-261-5902 |
| What we do | |
|---|---|
What we do How does State Bank of Cherry protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. |
What we do How does State Bank of Cherry collect my personal information? | We collect your personal information, for example, when you
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What we do Why can’t I limit all sharing? | Federal law gives you the right to limit only
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| Definitions | |
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Definitions Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
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Definitions Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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Definitions Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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| Other important information |
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Other important information For Illinois Customers: We will not share personal information with non affiliates either for them to market to you or for joint marketing-without your authorization. State Bank of Cherry also complies with the State of Illinois rules concerning privacy and information security. This disclosure is consistent with the requirements under the State of Illinois. |
STATE OF ILLINOIS
COMMUNITY REINVESTMENT NOTICE
The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation once the Department completes our first evaluation. You may also submit signed, written comments about our perfonmance in meeting community financial services needs to the Department. We will update this notice when our first evaluation has been issued.